Sewer Line Replacement & Insuring Your Home

Sewer line damage is one of the many problems most home owners face. Whether you like it or not, the responsibility for the leakage, damage or breakage of the sewer line running from your home to the public utility connection is totally yours. The home owner is responsible for fixing minor or major damages in this line. In fact, the home owner himself is responsible for replacement, whenever required. Well; the sad news is that the cost of sewer line replacement runs into a good thousands of dollars, mostly ranging from $2,600 to $10,000 depending on the problem. This unsolicited, out-of-the-pocket expense often disrupts a family’s budget significantly. Additionally, this is an expense that cannot wait. If you try to wait, the problem will get worse and end up costing you more.

So, how does a home owner save their bank account from sewer line replacement Lowell?

The answer is your Home Owner’s Insurance Policy.
 
Insure Your Home 

The home owner’s insurance policy is your shield against many damages to the house, including water damage due to a leaky roof, damage due to fire and more. Similarly, even sewer line replacement costs are included in the home owner’s policy, depending on the cause of the damage.

Damage caused due to negligence or lack of maintenance is most likely not covered in the policy. Damage caused due to age and wear and tear of the pipe is also not included. The insurer argues on the basis that the pipe could be saved with proper maintenance or timely replacement.

However, damage caused due to an accident or due to unforeseen circumstances like breakage due to freezing, faulty workmanship during installation and such others is covered by most insurance policies. In fact, even the water damage in the basement or any other part of the home is also covered under the insurance policy.

So, don’t worry about the costs. Before the damage grows bigger, get your sewer line replaced with qualified professionals from CHB Excavating Inc.. Contact them at www.chbexcavating.com.